:root{
  --blue:#4084de; --blue-600:#3573c9; --blue-700:#2a5da6;
  --blue-soft:#eaf1fc; --blue-tint:#f4f8fd;
  --ink:#1a1f27; --ink-2:#6c7d93; --body:#5b6673; --mute:#8e99a6;
  --panel:#fff; --ground:#eef0f2; --card:#f5f7f9; --line:#e6eaee;
  --sh-sm:0 1px 2px rgba(26,31,39,.05), 0 4px 12px rgba(26,31,39,.05);
  --sh-md:0 2px 4px rgba(26,31,39,.04), 0 10px 30px rgba(26,31,39,.07);
  --sh-lg:0 4px 8px rgba(26,31,39,.04), 0 20px 50px rgba(26,31,39,.09);
  --r-s:14px; --r-m:20px; --r-l:28px; --r-xl:36px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:"Plus Jakarta Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  background:var(--ground); color:var(--ink);
  font-size:16px; line-height:1.6; -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:1440px;margin:0 auto;padding:0 24px}
.panel{background:var(--panel);border-radius:var(--r-xl);padding:72px 64px;margin-bottom:22px}
@media(max-width:900px){.panel{padding:44px 24px;border-radius:var(--r-l)}}

/* ---------- tipografia ---------- */
h1,h2,h3{letter-spacing:-.02em;line-height:1.1;font-weight:800;text-wrap:balance}
.h-sec{font-size:clamp(1.9rem,3.6vw,3rem)}
.h-sec .l2{display:block;color:var(--ink-2);font-weight:700}
.lede{color:var(--body);font-size:.98rem;max-width:56ch}
.eyebrow{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--blue)}

/* ---------- botões ---------- */
.btn{display:inline-flex;align-items:center;gap:10px;font:inherit;font-weight:700;font-size:.95rem;
  border:0;border-radius:999px;padding:15px 30px;cursor:pointer;transition:.16s;white-space:nowrap}
.btn-p{background:var(--blue);color:#fff;box-shadow:0 6px 18px rgba(64,132,222,.32)}
.btn-p:hover{background:var(--blue-600);transform:translateY(-1px)}
.btn-w{background:#fff;color:var(--ink);box-shadow:var(--sh-sm)}
.btn-w:hover{transform:translateY(-1px);box-shadow:var(--sh-md)}
.btn-o{background:transparent;color:var(--ink);border:1.5px solid var(--line);font-weight:600}
.btn-o:hover{border-color:var(--blue);color:var(--blue)}
.btn:focus-visible{outline:3px solid rgba(64,132,222,.45);outline-offset:2px}
.arw{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;flex:none;
  border:1.5px solid var(--line);background:#fff;cursor:pointer;transition:.16s;color:var(--ink)}
.arw:hover{border-color:var(--blue);color:var(--blue)}
.arw.on{border-color:var(--blue);color:var(--blue)}
.arw:focus-visible{outline:3px solid rgba(64,132,222,.45);outline-offset:2px}

/* ---------- header ---------- */
header{background:#fff;position:sticky;top:0;z-index:50}
.hd{display:flex;align-items:center;gap:24px;padding:16px 0;max-width:1440px;margin:0 auto;padding-inline:32px}
.logo{display:flex;align-items:center;gap:12px;font-weight:800;font-size:1.05rem;line-height:1.1;letter-spacing:-.02em}
.logo svg{flex:none}
nav.main{display:flex;gap:6px;margin-inline:auto}
nav.main a{padding:10px 18px;border-radius:999px;font-size:.94rem;font-weight:600;color:var(--body);transition:.15s}
nav.main a:hover{color:var(--ink);background:var(--card)}
nav.main a[aria-current]{background:var(--blue-soft);color:var(--blue-700)}
.burger{display:none;background:none;border:0;cursor:pointer;padding:8px;margin-left:auto}
@media(max-width:1080px){
  nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;
    padding:12px 20px 20px;box-shadow:var(--sh-md);gap:2px}
  nav.main.open{display:flex}
  .burger{display:block}
  .hd .btn{display:none}
}

/* ---------- hero ---------- */
.hero{position:relative;border-radius:var(--r-xl);overflow:hidden;margin:0 24px 22px;
  min-height:760px;display:flex;flex-direction:column;justify-content:flex-end;
  background:linear-gradient(155deg,#4b6f95 0%,#3f6389 38%,#33547a 68%,#26405f 100%)}
.hero-word{position:absolute;top:12%;left:0;right:0;text-align:center;z-index:1;
  font-size:clamp(4.5rem,15.5vw,15rem);font-weight:800;color:rgba(255,255,255,.82);
  letter-spacing:.01em;line-height:.85;pointer-events:none;user-select:none}
/* A foto é vertical (687x864), feita para card. Ancorada embaixo à direita,
   como o operário da referência, em vez de esticada full-bleed. */
.hero-img{position:absolute;right:0;bottom:0;z-index:2;width:72%;height:100%;
  background-image:url("/img/hero-fallback.jpg");
  background-image:-webkit-image-set(url("/img/hero-1200.webp") 1x, url("/img/hero-2400.webp") 2x);
  background-image:image-set(url("/img/hero-1200.webp") type("image/webp") 1x,
                             url("/img/hero-2400.webp") type("image/webp") 2x);
  background-size:cover;background-position:right bottom;background-repeat:no-repeat;
  /* Dissolve a borda esquerda e o topo para a foto se fundir ao gradiente.
     É o que faz as letras parecerem passar por trás das pessoas. */
  /* Duas máscaras que se cruzam (intersect):
     - a lateral dissolve a esquerda, fundindo a foto ao gradiente do hero;
     - a vertical dissolve o topo, que é só fundo de estúdio, para as letras de
       SEGUROS aparecerem por trás. As pessoas ficam na faixa opaca de baixo. */
  -webkit-mask-image:linear-gradient(102deg,transparent 4%,#000 34%),
                     linear-gradient(to bottom,transparent 6%,#000 46%);
  -webkit-mask-composite:source-in;
  mask-image:linear-gradient(102deg,transparent 4%,#000 34%),
             linear-gradient(to bottom,transparent 6%,#000 46%);
  mask-composite:intersect}
@media(max-width:900px){
  .hero-img{width:100%;opacity:.6}
}
.hero-band{position:absolute;left:0;right:0;bottom:0;height:52%;z-index:0;
  background:linear-gradient(102deg,rgba(42,93,166,.42),rgba(64,132,222,0) 64%);
  clip-path:polygon(0 38%,100% 0,100% 100%,0 100%)}
.hero-veil{position:absolute;inset:0;z-index:3;background:
  linear-gradient(to top,rgba(10,26,48,.86) 0%,rgba(10,26,48,.5) 28%,rgba(10,26,48,.08) 56%,transparent 72%),
  linear-gradient(to right,rgba(10,26,48,.72) 0%,rgba(10,26,48,.3) 42%,transparent 66%)}
.hero-in{position:relative;z-index:4;padding:0 64px 64px;max-width:760px;color:#fff}
.hero-in h1{font-size:clamp(2rem,4.4vw,3.5rem);color:#fff;margin-bottom:18px}
.hero-in p{color:rgba(255,255,255,.9);font-size:1.02rem;max-width:52ch;margin-bottom:30px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
@media(max-width:900px){.hero{min-height:600px;margin-inline:16px}.hero-in{padding:0 26px 40px}}

/* ---------- grades ---------- */
.sec-head{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:start;margin-bottom:40px}
.sec-split{grid-template-columns:1fr 1fr;align-items:end}
.sec-split .h-sec{text-align:right}
.sec-nav{display:flex;align-items:center;gap:20px;justify-content:flex-end}
@media(max-width:900px){
  .sec-split{grid-template-columns:1fr}
  .sec-split .h-sec{text-align:left}
  .sec-nav{flex-direction:column;align-items:flex-start;gap:22px}
}
.sec-head .side{display:flex;gap:18px;align-items:flex-start;max-width:460px}
@media(max-width:900px){
  .sec-head{grid-template-columns:1fr}
  .sec-head .side{flex-direction:column;gap:14px}
  .sec-head .side .card-img{width:100%!important;max-width:220px;aspect-ratio:16/9!important}
}

.trio{display:grid;grid-template-columns:.85fr 1.5fr .95fr;gap:20px}
@media(max-width:1000px){.trio{grid-template-columns:1fr}}
.card{background:var(--card);border-radius:var(--r-m);padding:20px;box-shadow:var(--sh-sm)}
.card-img{border-radius:var(--r-s);overflow:hidden;aspect-ratio:4/3;background:var(--blue-soft)}
.card-img img{width:100%;height:100%;object-fit:cover}
.showcase{position:relative;border-radius:var(--r-m);overflow:hidden;min-height:400px;background:#c9d4df}
.showcase img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}
.showcase-bar{position:absolute;left:0;right:0;bottom:0;padding:22px;display:flex;align-items:center;
  justify-content:space-between;gap:16px;background:linear-gradient(to top,rgba(15,22,32,.6),transparent)}
.showcase-bar span{color:#fff;font-weight:700;font-size:1.15rem;flex:1;text-align:center}
.showcase-bar .arw{background:rgba(255,255,255,.94);border-color:transparent}

/* ---------- carrossel ---------- */
.rail{display:flex;gap:20px;overflow-x:auto;padding-bottom:8px;scroll-snap-type:x mandatory;
  scrollbar-width:none}
.rail::-webkit-scrollbar{display:none}
.svc{flex:0 0 296px;scroll-snap-align:start;background:var(--card);border-radius:var(--r-m);
  padding:24px;display:flex;flex-direction:column;gap:14px;box-shadow:var(--sh-sm);transition:.18s}
.svc:hover{box-shadow:var(--sh-md);transform:translateY(-3px)}
.svc h3{font-size:1.12rem;font-weight:700}
.svc p{font-size:.9rem;color:var(--body);flex:1}
.svc-img{border-radius:var(--r-s);overflow:hidden;aspect-ratio:16/11;background:var(--blue-soft);position:relative}
.svc-img img{width:100%;height:100%;object-fit:cover}
.svc-img .arw{position:absolute;right:12px;bottom:12px;background:#fff}
.svc-call{background:linear-gradient(160deg,var(--blue-soft),#dbe8fa);justify-content:space-between}
.svc-call .eyebrow{font-size:1.05rem;letter-spacing:0;text-transform:none;font-weight:800;color:var(--blue-700)}

/* ---------- quote ---------- */
.quote{border-radius:var(--r-l);padding:86px 64px;text-align:center;
  background:radial-gradient(120% 130% at 50% 0%,#dbe9fb 0%,#f2f7fd 42%,#fff 78%)}
.quote p{font-size:clamp(1.4rem,3vw,2.35rem);font-weight:800;line-height:1.28;letter-spacing:-.02em;
  max-width:22ch;margin:0 auto;text-wrap:balance}
.quote .g{color:var(--ink-2)}
@media(max-width:900px){.quote{padding:48px 24px}}

/* ---------- sobre + acordeão ---------- */
.about{display:grid;grid-template-columns:1fr .7fr .9fr;gap:34px;align-items:start}
@media(max-width:1000px){.about{grid-template-columns:1fr}}
.about-img{border-radius:var(--r-m);overflow:hidden;aspect-ratio:3/4;box-shadow:var(--sh-md)}
.about-img img{width:100%;height:100%;object-fit:cover}
.acc{display:flex;flex-direction:column;gap:14px}
.acc-i{border-radius:var(--r-m);background:#fff;border:1.5px solid var(--line);overflow:hidden;transition:.2s}
.acc-i[open]{background:var(--blue);border-color:var(--blue);box-shadow:0 10px 30px rgba(64,132,222,.28)}
.acc-i summary{list-style:none;cursor:pointer;padding:22px 24px;display:flex;align-items:center;
  justify-content:space-between;gap:16px;font-weight:800;font-size:1.12rem}
.acc-i summary::-webkit-details-marker{display:none}
.acc-i[open] summary{color:#fff}
.acc-i summary:focus-visible{outline:3px solid rgba(64,132,222,.45);outline-offset:-3px}
.chev{width:36px;height:36px;border-radius:50%;background:var(--blue);color:#fff;display:grid;
  place-items:center;flex:none;transition:.2s}
.acc-i[open] .chev{background:#fff;color:var(--blue);transform:rotate(180deg)}
.acc-i .bd{padding:0 24px 24px;font-size:.92rem;color:var(--body)}
.acc-i[open] .bd{color:rgba(255,255,255,.94)}

/* ---------- processo ---------- */
.proc{display:grid;grid-template-columns:.8fr 2.4fr;gap:40px;align-items:start;margin-top:64px}
.proc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
@media(max-width:1000px){.proc{grid-template-columns:1fr}.proc-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.proc-grid{grid-template-columns:1fr}}
.step{background:var(--card);border-radius:var(--r-m);padding:26px 22px;display:flex;
  flex-direction:column;gap:12px}
.step .ic{width:46px;height:46px;color:var(--blue)}
.step h3{font-size:1.05rem;font-weight:700;line-height:1.25}
.step p{font-size:.87rem;color:var(--body)}

/* ---------- depoimentos ---------- */
.tst-h{text-align:center;margin-bottom:44px}
.tst{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
@media(max-width:1000px){.tst{grid-template-columns:1fr}}
.tst-c{border-radius:var(--r-m);overflow:hidden;box-shadow:var(--sh-md);background:#fff;
  display:flex;flex-direction:column}
.tst-c .ph{aspect-ratio:4/3;display:grid;place-items:center;position:relative;
  background:linear-gradient(140deg,var(--blue) 0%,#5f9ae8 45%,#2a5da6 100%)}
.tst-c .ph::after{content:"";position:absolute;inset:0;
  background:radial-gradient(circle at 30% 25%,rgba(255,255,255,.28),transparent 60%)}
.tst-ini{font-size:3.4rem;font-weight:800;color:#fff;letter-spacing:-.03em;position:relative;z-index:1;
  width:104px;height:104px;border-radius:50%;display:grid;place-items:center;
  background:rgba(255,255,255,.16);border:2px solid rgba(255,255,255,.4);
  backdrop-filter:blur(2px);transition:transform .6s cubic-bezier(.34,1.5,.64,1)}
.tst-c:hover .tst-ini{transform:scale(1.1) rotate(-6deg)}
.tst-c .ph img{width:100%;height:100%;object-fit:cover}
.tst-c .bx{background:#fff;margin:-46px 14px 14px;border-radius:var(--r-s);padding:20px;
  box-shadow:var(--sh-sm);position:relative}
.tst-c q{display:block;font-size:.92rem;color:var(--body);margin-bottom:16px;quotes:"“" "”"}
.tst-foot{display:flex;justify-content:space-between;align-items:flex-end;gap:12px}
.tst-foot b{font-size:.96rem;display:block}
.tst-foot small{color:var(--mute);font-size:.82rem}
.stars{color:#f5b638;font-size:.9rem;letter-spacing:1px;text-align:right}
.stars b{color:var(--ink);font-size:.86rem;display:block;margin-bottom:2px}

/* ---------- contato ---------- */
.contact{border-radius:var(--r-l);overflow:hidden;position:relative;min-height:660px;
  background:linear-gradient(115deg,#4084de 0%,#7ea9e4 45%,#c9a08a 100%);
  display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:40px;padding:44px}
.contact::before{content:"";position:absolute;inset:0;
  background-image:url("/img/residencial-fallback.jpg");
  background-image:image-set(url("/img/residencial-1200.webp") type("image/webp") 1x);
  background-size:cover;background-position:center;mix-blend-mode:overlay;opacity:.5}
@media(max-width:1000px){.contact{grid-template-columns:1fr;padding:24px}}
.form{position:relative;background:#fff;border-radius:var(--r-m);padding:36px;box-shadow:var(--sh-lg)}
.form h2{font-size:1.6rem;margin-bottom:26px}
.form h2 .l2{display:block;color:var(--ink-2);font-weight:700}
.f-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:18px}
@media(max-width:560px){.f-grid{grid-template-columns:1fr}}
.form input,.form select{width:100%;font:inherit;font-size:.94rem;padding:14px 18px;
  border:1.5px solid var(--line);border-radius:999px;background:#fff;color:var(--ink)}
.form input::placeholder{color:var(--mute)}
.form input:focus,.form select:focus{outline:none;border-color:var(--blue);
  box-shadow:0 0 0 3px rgba(64,132,222,.18)}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:.84rem;color:var(--body);margin-bottom:22px}
.consent input{width:20px;height:20px;flex:none;accent-color:var(--blue);border-radius:5px;padding:0}
.form .btn-p{width:100%;justify-content:center;padding:17px}
.let{position:relative;color:#fff;padding-left:20px}
.let h2{font-size:clamp(2.4rem,5.4vw,4.2rem);line-height:1;margin-bottom:40px;color:#fff}
.let h3{font-size:1.4rem;margin-bottom:14px;color:#fff}
.let hr{border:0;border-top:1px solid rgba(255,255,255,.45);margin-bottom:22px}
.let dl{display:grid;gap:18px}
.let dt{font-weight:700;font-size:.94rem;margin-bottom:2px}
.let dd{color:rgba(255,255,255,.92);font-size:.95rem}
@media(max-width:1000px){.let{padding-left:0}}

/* ---------- rodapé ---------- */
footer{background:#fff;border-radius:var(--r-xl) var(--r-xl) 0 0;padding:64px 64px 0;
  margin:0 24px;position:relative;overflow:hidden}
.ft{display:grid;grid-template-columns:1.5fr .8fr .8fr .8fr 1.4fr;gap:40px;padding-bottom:56px}
@media(max-width:1000px){footer{padding:44px 24px 0;margin-inline:16px}.ft{grid-template-columns:1fr 1fr;gap:32px}}
.ft p{font-size:.9rem;color:var(--body);max-width:34ch;margin:16px 0 22px}
.soc{display:flex;gap:10px}
.soc a{width:40px;height:40px;border-radius:50%;border:1.5px solid var(--line);display:grid;
  place-items:center;color:var(--blue);transition:.15s}
.soc a:hover{background:var(--blue);color:#fff;border-color:var(--blue)}
.ft h4{font-size:1rem;font-weight:800;margin-bottom:16px}
.ft ul{list-style:none;display:grid;gap:11px}
.ft ul a{font-size:.9rem;color:var(--body)}
.ft ul a:hover{color:var(--blue)}
.ft-map{border-radius:var(--r-s);overflow:hidden;background:var(--card);min-height:180px;
  display:grid;place-items:center;color:var(--mute);font-size:.85rem;text-align:center;padding:20px}
.ft-legal{border-top:1px solid var(--line);padding:22px 0;font-size:.82rem;color:var(--mute);
  display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between}
.ft-mark{font-size:clamp(3rem,13vw,11rem);font-weight:800;color:var(--card);text-align:center;
  line-height:.8;letter-spacing:-.02em;user-select:none;margin-bottom:-.18em;padding-top:10px}


/* ==========================================================================
   CAMADA DE ANIMAÇÃO
   Tudo aqui usa apenas transform e opacity (propriedades compostas na GPU).
   Nada anima width/height/top/left, que forçariam reflow a cada quadro.
   O bloco final desliga tudo para quem pede menos movimento.
   ========================================================================== */

/* --- barra de progresso --- */
#prog{position:fixed;top:0;left:0;height:3px;width:100%;z-index:99;transform:scaleX(0);
  transform-origin:0 50%;background:linear-gradient(90deg,var(--blue),#7fb0ec,var(--blue-700));
  will-change:transform}

/* --- header encolhe --- */
header{transition:box-shadow .3s,padding .3s}
header.shrunk{box-shadow:0 4px 24px rgba(26,31,39,.09)}
header.shrunk .hd{padding-top:9px;padding-bottom:9px}
.hd{transition:padding .3s}
.logo svg{transition:transform .5s cubic-bezier(.34,1.56,.64,1)}
.logo:hover svg{transform:rotate(-8deg) scale(1.12)}

/* --- entrada do hero --- */
.anim .hero-word span{display:inline-block;opacity:0;transform:translateY(.5em) rotate(6deg) scale(.8);
  animation:letra .9s cubic-bezier(.22,1.1,.36,1) forwards;animation-delay:calc(var(--i)*.07s + .15s)}
@keyframes letra{to{opacity:1;transform:none}}
.anim .hero-img{opacity:0;transform:translateX(60px) scale(1.04);
  animation:heroImg 1.3s cubic-bezier(.19,1,.22,1) .55s forwards}
@keyframes heroImg{to{opacity:1;transform:none}}
.anim .hero-band{opacity:0;animation:fade 1.4s ease .8s forwards}
@keyframes fade{to{opacity:1}}
.anim .hero-in > *{opacity:0;transform:translateY(26px);
  animation:up .85s cubic-bezier(.19,1,.22,1) forwards}
.hero-in h1{animation-delay:.75s} .hero-in p{animation-delay:.9s} .hero-cta{animation-delay:1.05s}
@keyframes up{to{opacity:1;transform:none}}
.hero-in h1{background:linear-gradient(100deg,#fff 30%,#cfe2ff 50%,#fff 70%);
  background-size:220% 100%;-webkit-background-clip:text;background-clip:text;
  -webkit-text-fill-color:transparent;animation:up .85s cubic-bezier(.19,1,.22,1) .75s forwards,
  brilho 5.5s ease-in-out 2.2s infinite}
@keyframes brilho{0%,100%{background-position:120% 0}50%{background-position:-20% 0}}

/* brilho que segue o cursor no hero */
.hero-glow{position:absolute;left:0;top:0;width:520px;height:520px;border-radius:50%;pointer-events:none;
  background:radial-gradient(circle,rgba(120,175,255,.34),transparent 68%);
  opacity:0;transition:opacity .45s;mix-blend-mode:screen;z-index:1;will-change:transform}
.hero:hover .hero-glow{opacity:1}

/* --- reveal no scroll --- */
/* Só escondemos para revelar depois quando o JS marcou <html class="anim">.
   Sem JS, com JS quebrado ou com IntersectionObserver indisponível, o conteúdo
   simplesmente aparece. Conteúdo invisível por falha de script é pior que
   conteúdo sem animação. */
.anim [data-rev]{opacity:0;will-change:transform,opacity;
  transition:opacity .8s cubic-bezier(.19,1,.22,1),transform .8s cubic-bezier(.19,1,.22,1);
  transition-delay:var(--d,0s)}
.anim [data-rev="up"]{transform:translateY(46px)}
.anim [data-rev="left"]{transform:translateX(-52px)}
.anim [data-rev="right"]{transform:translateX(52px)}
.anim [data-rev="scale"]{transform:scale(.86)}
.anim [data-rev="tilt"]{transform:perspective(900px) rotateX(14deg) translateY(40px)}
.anim [data-rev="flip"]{transform:perspective(900px) rotateY(-32deg) translateX(40px)}
.anim [data-rev].vis{opacity:1;transform:none}

/* --- títulos: linha 2 com varredura --- */
.h-sec .l2{background:linear-gradient(96deg,var(--ink-2) 38%,var(--blue) 50%,var(--ink-2) 62%);
  background-size:260% 100%;-webkit-background-clip:text;background-clip:text;
  -webkit-text-fill-color:transparent;background-position:130% 0}
.h-sec.swept .l2{transition:background-position 1.5s ease .25s;background-position:-30% 0}

/* --- números --- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
@media(max-width:820px){.stats{grid-template-columns:repeat(2,1fr)}}
.stat{background:var(--card);border-radius:var(--r-m);padding:30px 24px;text-align:center;
  transition:transform .4s cubic-bezier(.34,1.4,.64,1),box-shadow .4s}
.stat:hover{transform:translateY(-8px) scale(1.03);box-shadow:var(--sh-md)}
.stat b{display:block;font-size:clamp(2rem,4vw,3.1rem);font-weight:800;color:var(--blue);
  letter-spacing:-.03em;line-height:1;font-variant-numeric:tabular-nums}
.stat span{font-size:.88rem;color:var(--body);display:block;margin-top:8px}

/* --- marquee --- */
.mq{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 9%,#000 91%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 9%,#000 91%,transparent)}
.mq-t{display:flex;gap:52px;width:max-content;animation:desliza 34s linear infinite}
.mq:hover .mq-t{animation-play-state:paused}
@keyframes desliza{to{transform:translateX(-50%)}}
.mq-i{display:flex;align-items:center;gap:12px;font-weight:700;font-size:1.05rem;color:var(--ink-2);
  white-space:nowrap;transition:color .3s,transform .3s}
.mq-i:hover{color:var(--blue);transform:scale(1.08)}
.mq-i::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--blue);flex:none}

/* --- blobs --- */
.quote{position:relative;overflow:hidden}
.blob{position:absolute;border-radius:50%;filter:blur(58px);opacity:.5;pointer-events:none}
.b1{width:340px;height:340px;background:#a9cdf7;top:-120px;left:-60px;animation:flut1 15s ease-in-out infinite}
.b2{width:290px;height:290px;background:#cfe0f8;bottom:-110px;right:-40px;animation:flut2 19s ease-in-out infinite}
.b3{width:200px;height:200px;background:#8fbcf2;top:40%;right:22%;animation:flut1 23s ease-in-out infinite reverse}
@keyframes flut1{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(70px,50px) scale(1.22)}}
@keyframes flut2{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(-60px,-46px) scale(1.16)}}
.quote p{position:relative;z-index:1}
.anim .quote .w{display:inline-block;opacity:0;transform:translateY(20px) rotate(3deg);
  transition:opacity .55s cubic-bezier(.19,1,.22,1),transform .55s cubic-bezier(.19,1,.22,1);
  transition-delay:calc(var(--i)*.045s)}
.quote.on .w{opacity:1;transform:none}

/* --- cards com tilt --- */
.svc,.stat,.step,.tst-c{transform-style:preserve-3d}
.svc{transition:transform .35s cubic-bezier(.19,1,.22,1),box-shadow .35s}
.svc:hover{box-shadow:var(--sh-lg)}
.svc-img img{transition:transform .7s cubic-bezier(.19,1,.22,1)}
.svc:hover .svc-img img{transform:scale(1.09)}
.step{transition:transform .4s cubic-bezier(.34,1.4,.64,1),box-shadow .4s,background .4s}
.step:hover{transform:translateY(-10px);box-shadow:var(--sh-md);background:var(--blue-tint)}
.step .ic{transition:transform .6s cubic-bezier(.34,1.5,.64,1)}
.step:hover .ic{transform:scale(1.18) rotate(-7deg)}
.step .ic path,.step .ic rect,.step .ic circle{stroke-dasharray:180;stroke-dashoffset:180;
  transition:stroke-dashoffset 1.2s ease .1s}
.step.vis .ic path,.step.vis .ic rect,.step.vis .ic circle{stroke-dashoffset:0}
.tst-c{transition:transform .45s cubic-bezier(.19,1,.22,1),box-shadow .45s}
.tst-c:hover{transform:translateY(-12px) rotate(-.8deg);box-shadow:var(--sh-lg)}
.tst-c .ph img{transition:transform .8s cubic-bezier(.19,1,.22,1)}
.tst-c:hover .ph img{transform:scale(1.07)}
.anim .stars{opacity:0;transform:scale(.5);transition:opacity .5s,transform .6s cubic-bezier(.34,1.6,.64,1);
  transition-delay:.35s}
.tst-c.vis .stars{opacity:1;transform:none}
.showcase img{transition:transform 1s cubic-bezier(.19,1,.22,1)}
.showcase:hover img{transform:scale(1.06)}
.card-img img{transition:transform .7s cubic-bezier(.19,1,.22,1)}
.card:hover .card-img img{transform:scale(1.08)}

/* --- botões: ripple + magnético --- */
.btn{position:relative;overflow:hidden;will-change:transform}
.btn>*{position:relative;z-index:1}
.rip{position:absolute;border-radius:50%;background:rgba(255,255,255,.55);transform:scale(0);
  animation:rip .65s ease-out forwards;pointer-events:none}
.btn-w .rip,.btn-o .rip{background:rgba(64,132,222,.3)}
@keyframes rip{to{transform:scale(2.6);opacity:0}}
.arw{transition:transform .35s cubic-bezier(.34,1.5,.64,1),border-color .2s,color .2s,background .2s}
.arw:hover{transform:scale(1.16) rotate(8deg)}
.arw:active{transform:scale(.94)}

/* --- acordeão --- */
.acc-i .bd{animation:abre .45s cubic-bezier(.19,1,.22,1)}
@keyframes abre{from{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:none}}
.chev{transition:transform .45s cubic-bezier(.34,1.5,.64,1),background .3s,color .3s}
.acc-i{transition:background .35s,border-color .35s,box-shadow .35s,transform .35s}
.acc-i:not([open]):hover{transform:translateX(6px);border-color:var(--blue)}

/* --- rodapé --- */
.soc a{transition:transform .4s cubic-bezier(.34,1.6,.64,1),background .25s,color .25s,border-color .25s}
.soc a:hover{transform:translateY(-6px) rotate(9deg) scale(1.1)}
.ft ul a{display:inline-block;transition:transform .25s,color .25s}
.ft ul a:hover{transform:translateX(6px)}
.ft-mark{background:linear-gradient(96deg,var(--card) 40%,#dbe7f7 50%,var(--card) 60%);
  background-size:250% 100%;-webkit-background-clip:text;background-clip:text;
  -webkit-text-fill-color:transparent;animation:brilho 8s ease-in-out infinite}

/* --- confete --- */
#conf{position:fixed;inset:0;pointer-events:none;z-index:98}

/* --- respeito ao usuário --- */
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  [data-rev]{opacity:1!important;transform:none!important}
  .hero-word span,.hero-img,.hero-band,.hero-in>*{opacity:1!important;transform:none!important}
  .quote .w{opacity:1!important;transform:none!important}
  .stars{opacity:1!important;transform:none!important}
  .step .ic path,.step .ic rect,.step .ic circle{stroke-dashoffset:0!important}
  .hero-in h1{-webkit-text-fill-color:#fff;background:none}
  .h-sec .l2,.ft-mark{-webkit-text-fill-color:currentColor;background:none;color:var(--ink-2)}
  .ft-mark{color:var(--card)}
  #prog{display:none}
}

.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
/* ==========================================================================
   PÁGINAS INTERNAS
   ========================================================================== */

/* hero mais baixo que o da home: aqui o conteúdo é o protagonista */
.hero-int{min-height:460px;margin-top:0}
.hero-int .hero-word{display:none}
.hero-int .hero-in{padding:0 64px 52px}
.hero-int .hero-in h1{font-size:clamp(1.9rem,3.9vw,3.1rem);animation-delay:.2s}
.hero-int .hero-in p{animation-delay:.32s;font-size:1rem}
.hero-int .hero-cta{animation-delay:.44s}
.hero-int .hero-img{animation-delay:.05s}
@media(max-width:900px){.hero-int{min-height:420px}.hero-int .hero-in{padding:0 26px 38px}}

.crumb{display:flex;flex-wrap:wrap;align-items:center;gap:9px;margin-bottom:18px;
  font-size:.84rem;color:rgba(255,255,255,.82);transform:translateY(20px);
  animation:up .8s cubic-bezier(.19,1,.22,1) .1s forwards}
.crumb a{color:rgba(255,255,255,.82);text-decoration:none;transition:color .2s}
.crumb a:hover{color:#fff;text-decoration:underline}
.crumb span[aria-hidden]{opacity:.5}
.crumb [aria-current]{color:#fff;font-weight:600}

/* corpo de texto */
.prose-wrap{display:grid;gap:52px}
@media(min-width:1000px){.prose-wrap{grid-template-columns:1fr 1fr;gap:56px}}
.prose{max-width:64ch}
.prose > *:first-child{margin-top:0}
.prose h2.h-sec{font-size:clamp(1.5rem,2.6vw,2.1rem);margin:0 0 20px}
.prose h3{font-size:1.06rem;font-weight:700;margin:30px 0 10px;color:var(--ink)}
.prose p{color:var(--body);margin:0 0 15px;font-size:.97rem}
.prose strong{color:var(--ink);font-weight:700}
.prose a{color:var(--blue-700);text-decoration:underline;text-underline-offset:2px}
.prose a:hover{color:var(--blue)}
.prose ul,.prose ol{margin:0 0 18px;padding-left:22px;color:var(--body);font-size:.97rem}
.prose li{margin-bottom:9px}
.prose li::marker{color:var(--blue);font-weight:700}
.prose code{background:var(--blue-soft);color:var(--blue-700);padding:.12em .4em;
  border-radius:4px;font-size:.88em}
.callout{background:var(--blue-tint);border-left:3px solid var(--blue);border-radius:0 10px 10px 0;
  padding:16px 20px;margin:0 0 20px;font-size:.94rem;color:var(--ink-2)}
.callout strong{color:var(--ink)}

/* FAQ */
.acc-faq{max-width:900px}
.acc-faq .acc-i summary{font-size:1rem;padding:19px 22px;gap:20px;line-height:1.35}
.acc-faq .acc-i .bd{font-size:.95rem;line-height:1.65}

/* veja também */
.rel{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.rel-c{display:flex;align-items:center;justify-content:space-between;gap:16px;
  background:var(--card);border-radius:var(--r-m);padding:22px 24px;font-weight:700;
  color:var(--ink);transition:transform .35s cubic-bezier(.34,1.4,.64,1),box-shadow .35s,background .3s}
.rel-c:hover{transform:translateY(-6px);box-shadow:var(--sh-md);background:var(--blue-soft);color:var(--blue-700)}
.rel-c svg{flex:none;transition:transform .3s}
.rel-c:hover svg{transform:translateX(5px)}

/* CTA final */
.cta-final{display:grid;gap:40px;align-items:center}
@media(min-width:900px){.cta-final{grid-template-columns:1.1fr .9fr}}
.cta-final .lede a{color:var(--blue-700);font-weight:700}
.cta-img{border-radius:var(--r-m);overflow:hidden;box-shadow:var(--sh-md);aspect-ratio:4/3}
.cta-img img{width:100%;height:100%;object-fit:cover;transition:transform .8s cubic-bezier(.19,1,.22,1)}
.cta-img:hover img{transform:scale(1.06)}
.prose-single{max-width:72ch}
.prose-single h2.h-sec{margin-bottom:26px}
.prose-single h3{margin-top:32px}
.form-pg{box-shadow:var(--sh-md);border:1px solid var(--line)}
.canais{display:grid;gap:16px;margin:0 0 24px}
.canais dt{font-weight:700;font-size:.9rem;color:var(--ink)}
.canais dd{color:var(--body);font-size:.97rem;margin:2px 0 0}
.canais a{color:var(--blue-700);font-weight:700}

/* --- bloco de definição: resposta direta, extraível --- */
.panel-def{padding:44px 64px;background:linear-gradient(120deg,var(--blue-tint),var(--panel) 70%);
  border:1px solid var(--line)}
.def{max-width:78ch}
.def h2{font-size:1.28rem;font-weight:800;margin:0 0 12px;letter-spacing:-.01em}
.def p{font-size:1.06rem;line-height:1.65;color:var(--ink-2);margin:0}
@media(max-width:900px){.panel-def{padding:30px 24px}}

/* --- fontes e revisão --- */
.panel-fontes{padding:40px 64px}
.panel-fontes h2{font-size:1.1rem;font-weight:800;margin:0 0 16px}
.fontes{list-style:none;margin:0 0 26px;padding:0;display:grid;gap:9px}
.fontes a{color:var(--blue-700);font-size:.93rem;text-decoration:underline;text-underline-offset:2px}
.fontes a:hover{color:var(--blue)}
.fontes li::before{content:"↗";color:var(--mute);margin-right:8px;font-size:.85rem}
.revisao{font-size:.86rem;color:var(--mute);line-height:1.6;border-top:1px solid var(--line-2);padding-top:18px;margin:0}
.revisao strong{color:var(--ink-2)}
@media(max-width:900px){.panel-fontes{padding:28px 24px}}
.stats-3{grid-template-columns:repeat(3,1fr)}
@media(max-width:820px){.stats-3{grid-template-columns:1fr}}
.ft-map{display:flex;flex-direction:column;justify-content:center;gap:8px;align-items:flex-start;
  background:var(--blue-tint);padding:24px}
.ft-map strong{font-size:.95rem;color:var(--ink)}
.ft-map a{font-size:1.25rem;font-weight:800;color:var(--blue-700)}
.ft-map span{font-size:.85rem;color:var(--mute)}

/* ==========================================================================
   MEGAMENU
   Abre no hover no desktop e no clique em qualquer lugar. Fecha com Esc,
   clique fora ou Tab para fora. Sem JS, o painel fica oculto e os links
   continuam alcançáveis pela página /seguros/.
   ========================================================================== */
/* .mm-wrap fica estático de propósito: o painel se ancora no <header>, que é
   sticky (portanto posicionado) e ocupa a largura da página. Se o wrap virasse
   position:relative, o painel herdaria a largura do botão — uns 70px. */
.mm-wrap{position:static}

.mm-btn{display:inline-flex;align-items:center;gap:7px;font:inherit;font-size:.94rem;
  font-weight:600;color:var(--body);background:none;border:0;cursor:pointer;
  padding:10px 18px;border-radius:999px;transition:.15s}
.mm-btn:hover,.mm-btn[aria-expanded="true"]{color:var(--ink);background:var(--card)}
.mm-btn.atual{background:var(--blue-soft);color:var(--blue-700)}
.mm-btn svg{transition:transform .25s}
.mm-btn[aria-expanded="true"] svg{transform:rotate(180deg)}
.mm-btn:focus-visible{outline:3px solid rgba(64,132,222,.45);outline-offset:2px}

.mm{position:absolute;left:0;right:0;top:100%;z-index:60;padding:0 24px;
  animation:mmAbre .22s cubic-bezier(.19,1,.22,1)}
@keyframes mmAbre{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}
.mm-in{max-width:1180px;margin:8px auto 0;background:var(--panel);border:1px solid var(--line);
  border-radius:var(--r-l);box-shadow:0 24px 60px rgba(26,31,39,.16);padding:30px;
  display:grid;grid-template-columns:repeat(4,1fr) .9fr;gap:8px 26px}
@media(max-width:1240px){.mm-in{grid-template-columns:repeat(2,1fr);gap:20px}}

.mm-col h3{font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700;
  color:var(--mute);margin:0 0 12px;padding-left:10px}
.mm-i{display:flex;align-items:flex-start;gap:11px;padding:9px 10px;border-radius:12px;
  transition:background .16s,transform .16s}
.mm-i:hover{background:var(--blue-tint);transform:translateX(3px)}
.mm-i:focus-visible{outline:3px solid rgba(64,132,222,.45);outline-offset:-2px}
.mm-i.atual{background:var(--blue-soft)}
.mm-ic{width:34px;height:34px;border-radius:10px;flex:none;display:grid;place-items:center;
  background:var(--blue-soft);color:var(--blue-700);transition:background .18s,color .18s}
.mm-ic svg{width:20px;height:20px}
.mm-i:hover .mm-ic{background:var(--blue);color:#fff}
.mm-t{display:flex;flex-direction:column;gap:1px;min-width:0}
.mm-t b{font-size:.9rem;font-weight:700;color:var(--ink);line-height:1.3}
.mm-t small{font-size:.775rem;color:var(--mute);line-height:1.35}

.mm-cta{background:linear-gradient(155deg,var(--blue-soft),var(--blue-tint));border-radius:var(--r-m);
  padding:22px;display:flex;flex-direction:column;gap:10px;justify-content:center}
.mm-cta h3{font-size:1rem;font-weight:800;color:var(--ink);margin:0;letter-spacing:-.01em}
.mm-cta p{font-size:.83rem;color:var(--ink-2);margin:0}
.mm-cta .btn{padding:11px 20px;font-size:.86rem;justify-content:center;margin-top:4px}
@media(max-width:1240px){.mm-cta{grid-column:1/-1}}

/* ---- mobile: vira lista dentro do menu sanduíche ---- */
@media(max-width:1080px){
  .mm{position:static;padding:0;animation:none}
  .mm-in{grid-template-columns:1fr;box-shadow:none;border:0;padding:6px 0 10px;margin:0;
    background:transparent;gap:14px}
  .mm-btn{width:100%;justify-content:space-between;padding:12px 18px}
  .mm-col h3{padding-left:0}
  .mm-cta{padding:18px}
  nav.main{max-height:82vh;overflow-y:auto}
}

/* --- formulário: campo largo, armadilha de spam e mensagens --- */
.f-full{grid-column:1/-1}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.f-msg{margin:14px 0 0;font-size:.9rem;line-height:1.5;display:none}
.f-msg.on{display:block}
.f-msg.ok{color:var(--ok);font-weight:600}
.f-msg.erro{color:var(--crit,#9E2B20);font-weight:600}
.form .btn-p[disabled]{opacity:.6;cursor:progress}
.form.enviado .f-grid,.form.enviado .consent,.form.enviado button{display:none}

/* --- crédito da agência: discreto, ganha contraste só no hover --- */
.ft-cred{display:inline-flex;align-items:center;gap:9px;opacity:.5;
  transition:opacity .22s;text-decoration:none}
.ft-cred:hover,.ft-cred:focus-visible{opacity:1}
.ft-cred span{font-size:.76rem;color:var(--mute);letter-spacing:.01em}
.ft-cred img{height:15px;width:auto;display:block}
.ft-cred:focus-visible{outline:2px solid var(--blue);outline-offset:4px;border-radius:4px}
@media(max-width:600px){.ft-legal{flex-direction:column;align-items:flex-start;gap:14px}}